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Real Estate Mortgages & Loan calculator



This calculator figures your monthly payment, shows the impact of extra payments and creates an loan amortization table

Mortgages - Loan



Información de su Hipoteca
Total de préstamo: $
Tasa de interés: %
Plazo: años
Fecha de inicio:
Impuesto sobre propiedad: %
Seguro de Hipotecas: %
Ajuste sus parámetros »

Resumen de su Hipoteca
$1,260.60
Cuota Mensual		 $453,816.73
Total de 360 Pagos
$191,316.73
Total de Intereses Pagados		 Jun, 2038
Fecha de final de pago
$90,000.00
Total de Impuestos Pagados		 $22,500.00
Total de Seguro de Hipotecas Privadas

Agenda de Amortización

Año Interes Principal Balance
2008 $4,863.90 $824.71 $149,175.29
2009 $9,645.40 $1,731.82 $147,443.47
2010 $9,529.42 $1,847.80 $145,595.67
2011 $9,405.67 $1,971.55 $143,624.11
2012 $9,273.63 $2,103.59 $141,520.52
2013 $9,132.75 $2,244.47 $139,276.04
2014 $8,982.43 $2,394.79 $136,881.25
2015 $8,822.05 $2,555.18 $134,326.08
2016 $8,650.92 $2,726.30 $131,599.78
2017 $8,468.34 $2,908.89 $128,690.89
2018 $8,273.53 $3,103.70 $125,587.19
2019 $8,065.67 $3,311.56 $122,275.63
2020 $7,843.88 $3,533.34 $118,742.29
2021 $7,607.25 $3,769.97 $114,972.32
2022 $7,354.77 $4,022.46 $110,949.86
2023 $7,085.38 $4,291.85 $106,658.01
2024 $6,797.94 $4,579.28 $102,078.73
2025 $6,491.26 $4,885.96 $97,192.77
2026 $6,164.04 $5,213.19 $91,979.58
2027 $5,814.90 $5,562.32 $86,417.26
2028 $5,442.38 $5,934.84 $80,482.42
2029 $5,044.91 $6,332.31 $74,150.11
2030 $4,620.83 $6,756.40 $67,393.71
2031 $4,168.34 $7,208.88 $60,184.83
2032 $3,685.55 $7,691.68 $52,493.15
2033 $3,170.42 $8,206.80 $44,286.35
2034 $2,620.80 $8,756.43 $35,529.92
2035 $2,034.36 $9,342.86 $26,187.06
2036 $1,408.65 $9,968.57 $16,218.49
2037 $741.04 $10,636.18 $5,582.30
2038 $106.31 $5,582.30 $0.00

Should you refinance your mortgage?

Refinance Calculator
Should you refinance your mortgage?

Whenever interest rates drop, the appeal of refinancing your mortgage grows. But it's important to know the real costs -- and potential savings -- before making a move. To use the worksheet, JavaScript must be enabled on your browser.

Instructions. Just fill in the non-colored boxes with the requested information. As you tab or mouse-click through the boxes, your results will appear automatically in the colored boxes. You can change any of your entries, in case you want to try several different scenarios, but you must tab or mouse-click to another box to update your results.
Information on your CURRENT mortgage
What was the month in which this mortgage originated?
What was the year in which this mortgage originated?
What was the original amount of this mortgage?
What is the term of this mortgage? year
What is the interest rate?
Information on your NEW mortgage
What is the mortgage amount? (The value at right is the calculated amount you currently owe)
What is the term of this mortgage? year
What is the interest rate?
What are your estimated closing costs, including any points paid upfront?

The Results
Your current monthly payment is
Your new monthly payment will be
If you refinance now, your monthly payments will be reduced by:
It will take this long to "break even," or recover closing costs on the new mortgage

Mortgage analysis CURRENT Loan NEW Loan
Number of payments made so far
Number of remaining payments at refinance date
Total interest paid as of refinance date
Total unpaid interest at refinance date

Rent Vs. Buy Calculator

Rent Vs. Buy Calculator
This calculator will help you to compare the costs of renting to the costs of buying a home. Since there are all kinds of forces at work behind the scenes (interest, property taxes, tax savings, appreciation, opportunity costs, closing costs, selling costs, etc.), comparing the cost of renting to the cost of buying is a lot more complicated than just comparing the monthly mortgage payment to the monthly rent payment. This calculator attempts to forecast the net effects of all the hidden forces so you can make an informed decision.

Help Buttons: For pop-up explanations of any of the entry fields, click the radio button next to the description.

Monthly rent ($):
Monthly rental insurance ($):
Expected annual inflation rate (%):
Purchase price of home ($):
Down payment amount ($):
Length of mortgage term (# of years):
Mortgage's annual interest rate (%):
Discount points on purchase of home (%):
Origination fees (%):
Other loan costs ($):
Mortgage Insurance (PMI %):
Homeowner's insurance rate (%):
Monthly association dues ($):
Average monthly maintenance ($):
Annual property tax ($):
State plus Federal income tax rate (%):
Interest rate you expect to earn on savings (%):
Expected percentage your home will appreciate by each year (%):
Number of years you will stay at this property:
Realtor commission rate (%):
Total estimated cost of renting:
Total estimated cost of buying: